Bonus 6th & 7th Financial Lessons from My Childhood

financial lessonsFirst let me say a huge thank you to the commenters on my recent 5 Financial Lessons from my Childhood post. The comments are really encouraging and very much appreciated.

One comment in particular struck a nerve and actually reminded me of something I had forgotten about. Cameron over at SSDD (Save Splurge Deny Debt) commented about a “rough stretch” in his childhood where money was “pretty tight”.

This reminded me of a similar rough patch my family underwent. To be honest it wasn’t all that rough, at least not from my perspective, which is why it probably didn’t stick out when I first wrote about my early financial lessons.

I do remember my dad sitting us down and explaining that our finances would be tight for a while. He told us the company he worked for wasn’t doing well and as a result we’d need to cut back.

Two lessons came out of this experience; the first was of the ‘don’t do what I did’ variety and the second, well it was a lesson that went far beyond the financial.Continue reading →

Marriage – A Reflection on 10 Years of Wedded Bliss

Lego Wedding

10 Lessons in 10 Years

Yesterday was my 10-year anniversary. After 10 years of marriage I’ve come to the conclusion that I am a very lucky guy. I mean that in two different sense of the word. To help me explain let’s look at two quotes.

“No matter what your laundry list of requirements in choosing a mate, there has to be an element of good luck and good fortune and good timing.”

– Patty Duke

When I think about all the factors that had to come together in order for my wife and I to meet and fall in love, I can’t help but think luck played some role in our relationship.Continue reading →

5 Financial Lessons from my Childhood

lego child with money, 5 financial lessons from childhoodThe Early Years

In many ways my family is the embodiment of the American Dream. We moved to America in the early 80’s when my brother and I were just kids.

The intention was to only stay for two years. However, my parents fell in love with the American way of life. They both came from lower-income backgrounds. America offered opportunity, which was exactly the environment they wanted for their children.

My father had a good job. This allowed my mom to stay home with us until we were in high school, when she returned to school herself. We lived a prototypical, middle class American life.

As a kid I was unaware that my parents were instilling financial values in me. Continue reading →

Unsolicited Response to Mr. 1500’s Questions

After reading Mr. 1500’s recent contribution to the Rockstar Finance Net Worth conversation, I thought I’d chime in and share my own response to his questions. Quite frankly I was a little surprised Mr. 1500 didn’t include me in his poll given how well established I am in the FI community.

Undeterred by this oversight, I thought I’d share my responses anyway. Although this does feel like one of those times when someone waves and you think they’re waving at you, so you enthusiastically wave back, but then realize that they were actually waving at someone behind you…so embarrassing.

But if you can’t embarrass yourself on your own blog where can you? And with that preamble out of the way, here are Mr. 1500s questions clearly intended for someone else, but enthusiastically being answered by me anyway.Continue reading →

Change In Practice

minimalism, lego minimalist, living a values based life with intentionality

I recently watched Minimalism: A Documentary about the Important Things and it really resonated with me. Since I just wrote about my philosophy of change, I thought it’d be interesting to follow along as I actually implement a change in my life.

Minimalism is living a values based life, but with more intention. I’d say I already do a pretty good job of aligning my life with my values. Which is to say that the daily decisions I make follow with the values that I hold.

#Minimalism is living a values based life, but with more intention. Click To Tweet

Of course I could always be better. I sometimes spend too much time watching mindless entertainment on Netflix. Or don’t spend as much time connecting with my kids, as I’d like. But for the most part I’d give myself a solid B+ in matching my life activities with my values.

The problem is I’m not all that intentional with making my life embody my current set of values. Continue reading →