A Letter to the NFL Draft Class of 2017

2017 NFL DraftTonight is the first round of the NFL draft. The lives of 32 young men will forever change when NFL commissioner Roger Goodell announces their name and welcomes them into the brotherhood that is the National Football League. Fitting perhaps that Philadelphia, the city of brotherly love, is playing host to this year’s draft.

In the city that Rocky made famous for underdogs and big dreams, 32 dreams will be fulfilled. Dreams that may have seemed like long shots a decade ago when these players graced the pop-warner fields. In a few short months their hard work and dedication will land them on an NFL field. 

While one journey ends with a dream fulfilled, another is just beginning. After tonight their lives will never be the same. Every aspect will change and perhaps the biggest change will take place in the financial arena and not on the football field. Overnight they’ll go from poor college students to multi-millionaires.Continue reading →

Conversations with my Kids

kids humor, conversations with my kidsI’ve really enjoyed J-Money’s ‘Financial Overheard’ series. If you haven’t checked them out, you can find the three installments here, here, and here.

I liked the idea so much that I thought I’d adapt it for the purposes of my blog and bring my readers some of the conversations that take place in my household. Hopefully you’ll find these conversations as entertaining as I have.

Breakfast Conversation

* There was absolutely no context for this response. They hadn’t been talking about or playing pirates at all before he said this.

Continue reading →

The Debt Merry Go Round

My History with Debt

If you’ve visited my 100 Things section, you’ve seen ‘Become Debt Free’ on my list of 100 things I want to do in life. You may have also noticed that it is crossed off, which of course means that we have achieved this life goal. But crossing off two words doesn’t really tell much of a story. I thought our journey to debt freedom was worthy of an entire post.

From Debt Free to Buried Under a Mountain of Debt

I was incredibly fortunate in that my parents prioritized education. Not just in words, but also in action. Continue reading →

The Day My Metabolism Died

Lego Picnic - The day my metabolism diedSince having kids, my father’s early passing (he was 48) has loomed in the back of my mind. One of my hopes for this blog is to create some accountability for myself in making healthier choices.

Up until this point I haven’t written much about my own health. This is partly because I haven’t completely figured out how I’m going to tackle this topic. It is a bit of an anomaly compared to the other topics I write about. For this reason I’ve continued to justify putting it off.

But for me it is the elephant in the room. I won’t get much benefit from all the work I’m doing to achieve Financial Independence if I end up in an early grave. I will have created some security for my family, which is my top priority, but I think my family would rather have me around to enjoy the financial freedom with them.Continue reading →

A Victory & A Defeat

Post #3 in the Journey to Minimalism Series

Clothes – A Victory

Immersion has led it’s way to action. I’ve spent the day cleaning out my closet of clothes. While I’ve only just begun the pairing down process, I’m feeling good about what I’ve accomplished.

I’ve gotten rid of half of my clothes. Of the items remaining, I already have my eye on a few that will need to go. I’ve had little to no emotional reaction to this process. There most definitely is not any sense of loss. If anything I feel liberated.

There is the odd sentimental item that I’m unsure of what to do with. One of those items is a shirt of my father’s that I continue to wear, which makes that decision easier. The other is a tie he received.

The reason I kept the tie was because of the story that came with it. Continue reading →